@font-face{font-family:"PT Sans";font-style:normal;font-weight:400;font-display:swap;src:url("../fonts/pt-sans-400-latin.woff2") format("woff2")}
@font-face{font-family:"PT Sans";font-style:normal;font-weight:700;font-display:swap;src:url("../fonts/pt-sans-700-latin.woff2") format("woff2")}
:root{--baf-space:24px;--baf-container:1500px;--baf-header:1750px;--baf-footer:1350px;--baf-ink:#173c30;--baf-green:#006749;--baf-green-dark:#164839;--baf-line:#bad4c5;--baf-line-strong:#789f89;--baf-paper:#f3f8f5;--baf-radius:8px;--baf-control-radius:6px}
html{font-size:16px!important}body{font-family:"PT Sans",system-ui,-apple-system,"Segoe UI",Arial,sans-serif!important;font-size:16px!important;line-height:1.65}
button,input,select,textarea{font-family:inherit}
.container{box-sizing:border-box;width:min(calc(100% - 48px),var(--baf-container))!important;max-width:var(--baf-container)!important;margin-inline:auto;padding-inline:0!important}
.container .container{width:100%!important;max-width:100%!important}
 
#main-content :is(h1,h2,h3,h4,p,ul,ol){max-width:100%!important}
#main-content :is(.baf-extended-reading-inner,.baf-reading-subject,.baf-search-form,.baf-search-results,.baf-finance-pathways){width:100%;max-width:100%!important}
#main-content .baf-extended-reading-inner{margin-inline:0}
.amz-header .amz-topbar>.container,.amz-header .amz-subbar>.container{width:min(calc(100% - 48px),var(--baf-header))!important;max-width:var(--baf-header)!important}
footer.footer>.container{width:min(calc(100% - 48px),var(--baf-footer))!important;max-width:var(--baf-footer)!important}
main h1{font-size:clamp(32px,3.1vw,44px)!important;line-height:1.15!important;letter-spacing:-.025em;margin:0 0 20px!important;text-wrap:balance}
main h2{font-size:clamp(24px,2.2vw,32px)!important;line-height:1.25!important;margin:32px 0 16px!important;text-wrap:balance}
main h3{font-size:1.2rem!important;line-height:1.4!important;margin:24px 0 12px!important}
main h4{font-size:1.05rem!important;line-height:1.4!important}
main p{line-height:1.7}main .baf-lead,main .baf-section-lead{font-size:1.125rem!important;line-height:1.65;max-width:100%}
.baf-section{padding-block:40px}.baf-page-head{padding-block:32px}.baf-section:first-child h2,.baf-page-head h2{margin-top:0!important}
.row>*{min-width:0}.baf-guide-layout>*{min-width:0}
.baf-guide-layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:40px;align-items:start}
.baf-guide-main>p,.baf-guide-main>ul,.baf-guide-main>ol,.baf-guide-main section>p{max-width:100%}
.baf-guide-main,.baf-readable-article.article{font-size:17px!important;line-height:1.75!important}
.baf-readable-article.article{max-width:100%!important;width:100%;margin-inline:0!important;padding:0 0 32px!important}
.baf-readable-article.article p,.baf-readable-article.article li{font-size:17px!important;line-height:1.75!important}
.baf-readable-article.article>p{max-width:100%}
.baf-guide-aside{position:static;padding:20px}.baf-guide-aside h2{font-size:1.125rem!important;margin-top:0!important}
.baf-brand-heading{display:flex;gap:24px;align-items:center;margin:12px 0 24px}
.baf-brand-heading .logostructure{width:88px;height:72px;max-width:88px;object-fit:contain;flex:none;margin:0}
.baf-brand-heading h1{margin:0!important;min-width:0}
.baf-editorial-byline{display:flex!important;flex-wrap:wrap;gap:6px 18px;margin:16px 0 24px;align-items:center}
.baf-editorial-byline span,.baf-editorial-byline time,.baf-editorial-byline a{font-size:14px!important;line-height:1.6!important}
.baf-context-image{margin:24px auto;max-width:720px;width:100%;overflow:hidden}
.baf-context-image img{display:block;width:100%;height:auto;max-height:320px;aspect-ratio:16/9;object-fit:cover}
.baf-context-image.baf-diagram-visual{max-width:720px}
.baf-context-image.baf-diagram-visual img{aspect-ratio:auto!important;object-fit:contain;max-height:360px}
.baf-context-image figcaption{font-size:14px!important;line-height:1.55;padding:12px 16px;text-align:left}
.baf-page-head-visual{max-width:440px;margin:0}
.baf-page-head-with-visual .baf-page-head-visual,.baf-intro-visual-grid .baf-context-image{width:100%;max-width:440px;margin:0;justify-self:end}
.baf-page-head-visual:not(.baf-diagram-visual) img{height:auto;max-height:248px;aspect-ratio:16/9;object-fit:cover}
.baf-intro-visual-grid,.baf-page-head-with-visual>.container{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,440px);gap:40px;align-items:start}
.baf-intro-visual-grid>div{min-width:0}
.baf-intro-visual-grid h1,.baf-page-head-with-visual .baf-page-head-copy h1{max-width:100%}
.baf-card-grid,.baf-visual-card-grid,.baf-brand-card-grid,.baf-faq-card-grid,.baf-source-grid,.baf-silo-grid,.baf-intent-grid,.baf-verified-grid,.baf-journeys{gap:24px;grid-template-columns:repeat(3,minmax(0,1fr))}
.baf-source-grid-small{grid-template-columns:repeat(2,minmax(0,1fr))}
.baf-card,.baf-resource-card,.baf-visual-card{min-width:0;display:flex;flex-direction:column}
.baf-card-body,.baf-resource-card .baf-card-body{height:auto!important;flex:1;padding:20px;display:flex;flex-direction:column}
.baf-card-body p,.baf-card-body li,.baf-card-body span{font-size:15px!important;line-height:1.65!important}
.baf-card-body h2,.baf-card-body h3,.baf-faq-card h3,.baf-brand-card h3{font-size:1.1875rem!important;line-height:1.4!important;margin:0 0 12px!important}
.baf-card-body .baf-card-link{margin-top:auto;padding-top:12px}
.baf-card img:not(.logostructure),.baf-visual-card img{width:100%;height:180px;object-fit:cover;aspect-ratio:auto}
.baf-brand-card .logostructure,.baf-brand-card img{max-width:112px;height:72px;object-fit:contain}
.baf-tool-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.baf-tool-fields label{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:8px 10px;align-content:start;align-items:center;min-width:0}
.baf-tool-fields label>span{grid-column:1/-1;font-size:16px;line-height:1.5}
.baf-tool-fields input{width:100%;min-width:0;min-height:46px;font-size:16px;padding:10px 12px}
.baf-tool-fields em{font-size:14px;overflow-wrap:anywhere}
.baf-tool-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}
.baf-tool-button{min-height:46px;font-size:16px;padding:10px 22px}
.baf-tool-button[type=reset]{background:#fff;color:#164839;border:1px solid #91ad9f}
.baf-tool-result{margin-top:20px}.baf-tool-result:empty{display:none}
.baf-tool-result-grid{gap:16px}.baf-tool-calculator-wrap h2{margin-top:0!important}
.baf-kicker,.baf-breadcrumb,.baf-guide-reading,.baf-card-meta,.baf-local-agency-activity{font-size:14px!important;line-height:1.6!important}
.baf-source strong,.baf-source span{font-size:15px!important;line-height:1.6}
.baf-header-search{margin-inline:20px}.baf-header-search input{font-size:16px}
main a,main h1,main h2,main h3{overflow-wrap:break-word}
@media(max-width:1100px){.baf-guide-layout{grid-template-columns:minmax(0,1fr)}.baf-guide-aside{display:flex;flex-wrap:wrap;gap:10px 16px}.baf-guide-aside h2,.baf-guide-aside-label{flex-basis:100%}.baf-card-grid,.baf-visual-card-grid,.baf-brand-card-grid,.baf-faq-card-grid,.baf-source-grid,.baf-silo-grid,.baf-intent-grid,.baf-verified-grid,.baf-journeys{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:800px){.container{padding-inline:16px}.baf-intro-visual-grid{grid-template-columns:minmax(0,1fr);gap:24px}.baf-section{padding-block:28px}.baf-page-head{padding-block:24px}.baf-context-image.baf-diagram-visual img{max-height:none}.baf-readable-article.article{font-size:16px!important}.baf-readable-article.article p,.baf-readable-article.article li{font-size:16px!important}.baf-context-image{margin-block:20px}.baf-brand-heading{gap:16px}.baf-brand-heading .logostructure{width:64px;height:56px;max-width:64px}.baf-header-search{margin:12px 0 0}.baf-guide-layout{gap:24px}}
@media(max-width:600px){.baf-card-grid,.baf-visual-card-grid,.baf-brand-card-grid,.baf-faq-card-grid,.baf-source-grid,.baf-silo-grid,.baf-intent-grid,.baf-verified-grid,.baf-journeys,.baf-tool-fields{grid-template-columns:minmax(0,1fr)}.baf-card img:not(.logostructure),.baf-visual-card img{height:180px}.baf-card-body{padding:18px}.baf-guide-main{font-size:16px!important}.baf-context-image img{max-height:260px}.baf-brand-heading{align-items:flex-start}.baf-editorial-byline{gap:6px 12px}.baf-tool-actions>*{flex:1;white-space:nowrap}.baf-tool-calculator-wrap{padding:18px}.baf-page-head-with-visual>.container{gap:24px}}
@media print{.container{max-width:none!important}.baf-guide-layout{display:block}.baf-guide-aside{display:none}.baf-context-image img{max-height:200px}body{font-size:12pt!important}}
.baf-brand-heading{display:flex}.baf-brand-heading img{display:block}.baf-editorial-byline{flex-direction:row!important;align-items:center!important}.baf-readable-article.article h1{font-size:clamp(32px,3.1vw,44px)!important}.baf-readable-article.article h2{font-size:clamp(24px,2.2vw,32px)!important}.baf-photo-credit{display:block;font-size:13px;line-height:1.6;margin-top:6px}.baf-photo-credit a{text-decoration:underline}
@media(max-width:1100px) and (min-width:901px){.baf-intro-visual-grid,.baf-page-head-with-visual>.container{grid-template-columns:minmax(0,1fr) minmax(0,360px);gap:32px}}
@media(max-width:900px){.baf-intro-visual-grid,.baf-page-head-with-visual>.container{grid-template-columns:minmax(0,1fr);gap:24px}.baf-intro-visual-grid .baf-context-image,.baf-page-head-with-visual .baf-page-head-visual{justify-self:start;margin:0}}

.baf-visual-card>div p{font-size:15px!important;line-height:1.65!important}.baf-visual-card h3{font-size:19px!important;margin:16px 0 12px!important}.baf-chip{font-size:14px!important;line-height:1.5!important}.amz-nav-link,.amz-off-link{font-size:14px!important}

#main-content p{font-size:16px!important;line-height:1.7!important}#main-content .baf-card-body p,#main-content .baf-visual-card>div p,#main-content .baf-silo-card p,#main-content .baf-brand-card p{font-size:15px!important;line-height:1.65!important}#main-content .baf-guide-main p,#main-content .baf-readable-article.article p{font-size:17px!important}#main-content .baf-kicker,#main-content .baf-guide-reading{font-size:14px!important}.baf-hero-grid .baf-hero-photo{max-width:520px;margin:0 auto}.baf-hero-grid .baf-hero-photo img{height:auto;max-height:300px;aspect-ratio:16/9;object-fit:cover}.baf-hero-photo figcaption{font-size:14px;line-height:1.6}.baf-silo-card>img{width:100%;height:180px;object-fit:cover}.baf-narrative{width:100%;max-width:100%;margin-inline:0}.baf-narrative>p{max-width:100%}
@media(max-width:800px){#main-content .baf-guide-main p,#main-content .baf-readable-article.article p{font-size:16px!important}.baf-hero-grid .baf-hero-photo img{max-height:260px}}

.baf-photo-library{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.baf-photo-library figure{margin:0;padding:18px;border:1px solid #dce5e0;border-radius:12px;background:#fff;min-width:0}.baf-photo-library img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:8px}.baf-photo-library figcaption h2{font-size:19px;margin:16px 0 10px}.baf-photo-library .baf-photo-credit{font-size:14px}.baf-photo-library small{display:block;line-height:1.6;font-size:14px;margin-top:10px}.baf-photo-library .baf-photo-credit a{overflow-wrap:anywhere}@media(max-width:1100px){.baf-photo-library{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:600px){.baf-photo-library{grid-template-columns:minmax(0,1fr)}}

.baf-answer-box h2{margin-top:16px!important;margin-bottom:12px!important}.baf-answer-box>p:last-child,.baf-answer-box>ul:last-child{margin-bottom:0!important}.baf-answer-box{padding:24px!important}@media(max-width:600px){.baf-answer-box{padding:18px!important}}

#main-content h1{font-size:clamp(32px,3.1vw,44px)!important;line-height:1.15!important}#main-content .baf-answer-summary{padding:24px!important}#main-content .baf-answer-summary .baf-kicker{display:inline-flex!important;width:auto;margin:0 0 14px!important}#main-content .baf-answer-summary h2{margin:0 0 12px!important}#main-content .baf-answer-summary>ul:last-child{margin-bottom:0!important}@media(max-width:600px){#main-content .baf-answer-summary{padding:18px!important}}

 
main,header,footer{font-family:inherit}
main :is(h1,h2,h3,h4){font-family:inherit!important;font-weight:700}
:is(.baf-card,.baf-resource-card,.baf-visual-card,.baf-brand-card,.baf-faq-card,.baf-silo-card,.baf-journey,.baf-source,.baf-verified-card,.baf-related-link,.baf-search-results li,.baf-photo-library figure){border:1px solid var(--baf-line)!important;border-radius:var(--baf-radius)!important;box-shadow:0 5px 16px rgba(23,60,48,.04)}
:is(.baf-card,.baf-resource-card,.baf-visual-card,.baf-silo-card){overflow:hidden}
:is(.baf-card,.baf-resource-card,.baf-visual-card,.baf-brand-card,.baf-source,.baf-journey,.baf-related-link):hover{border-color:var(--baf-line-strong)!important}
:is(.baf-answer-box,.baf-answer-summary,.baf-finance-method,.baf-article-toc,.baf-guide-aside,.baf-tool-calculator-wrap,.baf-scenario,.baf-fx-converter){border:1px solid var(--baf-line)!important;border-radius:var(--baf-radius)!important;background:var(--baf-paper)}
:is(.baf-answer-box,.baf-answer-summary){border-left:4px solid var(--baf-green)!important}
:is(.baf-context-image,.baf-hero-photo,.baf-guide-table){border:1px solid var(--baf-line);border-radius:var(--baf-radius)!important}
.baf-context-image img,.baf-hero-photo img{border-radius:0!important}
:is(.baf-method-card,.baf-intent,.baf-check-list li,.baf-tool-result-grid>div){border-color:var(--baf-line)!important;border-radius:var(--baf-radius)!important}
:is(.baf-header-search input,.baf-search-form input,.baf-tool-fields input,.baf-tool-fields select,[data-guide-search-input],.baf-guide-search input){border-color:var(--baf-line-strong)!important;border-radius:var(--baf-control-radius)!important}
:is(.baf-tool-button,.baf-header-search button,.baf-search-form button,.amz-action,.amz-burger,.baf-pagination a){border-radius:var(--baf-control-radius)!important}
.baf-chip{border:1px solid var(--baf-line);border-radius:var(--baf-control-radius)!important;background:var(--baf-paper);color:var(--baf-green-dark)}
.baf-guide-main>section+section{padding-top:4px}
.baf-guide-table th,.baf-guide-table td{border-color:var(--baf-line)!important}.baf-guide-table thead{background:var(--baf-paper)}
main :is(a,button,input,select,summary):focus-visible,header :is(a,button,input):focus-visible{outline:3px solid #318462!important;outline-offset:3px}
main [id]{scroll-margin-top:9rem}
footer.footer{border-top:4px solid #649b7e}
footer.footer h3{font-family:inherit;font-size:18px!important;line-height:1.4}
footer.footer p,footer.footer li,footer.footer nav{font-size:15px!important;line-height:1.65!important}
.copyright{font-size:14px!important;line-height:1.6!important;padding:16px 24px!important}
@media(max-width:800px){.container,.amz-header .amz-topbar>.container,.amz-header .amz-subbar>.container,footer.footer>.container{width:calc(100% - 32px)!important}.baf-guide-layout{gap:24px}}
@media print{.container{width:100%!important;max-width:none!important}}

 
.amz-header{background:#034532;box-shadow:0 8px 24px rgba(6,42,30,.12)!important;border-bottom:1px solid #426e58}
.amz-header .amz-topbar{background:#002c20!important;border-bottom:1px solid rgba(255,255,255,.08)}
.amz-header .amz-topbar-inner{min-height:78px;padding:8px 0!important;gap:24px!important}
.amz-header .amz-logo{display:inline-flex;align-items:center;padding:0;background:transparent;border-radius:0}
 
.baf-wordmark{display:block;width:4.3em;color:#fff;font-family:"PT Sans",Arial,sans-serif;font-size:24px;font-weight:700;line-height:.98;text-transform:uppercase;white-space:nowrap}
.baf-wordmark-bank{display:block;letter-spacing:.104em}
.baf-wordmark-insurance{display:block;width:125%;letter-spacing:.018em;transform:scaleX(.8);transform-origin:left center}
.baf-wordmark-france{display:block;margin-top:.12em;padding-right:.04em;text-align:right;font-size:.62em;font-style:italic;line-height:1;letter-spacing:.08em}
@media(max-width:520px){.baf-wordmark{font-size:18px}}
.amz-header .baf-header-search{max-width:620px;gap:8px;margin:0;min-width:0}
.amz-header .baf-header-search input{border:1px solid #9fb9a9!important;border-radius:7px!important;min-height:46px;background:#fff;padding:10px 16px}
.amz-header .baf-header-search button{border-radius:7px!important;padding:10px 18px;min-height:46px;background:#006749}
.amz-header .baf-header-search button:hover{background:#087b59}
.amz-header .amz-actions{display:flex;align-items:center;gap:12px}
.amz-header .amz-action{display:block;min-width:170px;padding:9px 14px;border:1px solid rgba(255,255,255,.24)!important;border-radius:7px!important;background:rgba(255,255,255,.035);color:#fff!important;font-size:14px;line-height:1.15;text-decoration:none}
.amz-header .amz-action-primary{background:rgba(255,255,255,.08)}
.amz-header .amz-action:hover{border-color:rgba(255,255,255,.52)!important;background:rgba(255,255,255,.13)}
.amz-header .amz-action-top{display:block;font-size:12px;font-weight:700;color:#ccdcd3;line-height:1.3}
.amz-header .amz-action-bottom{display:block;font-size:14px;font-weight:700;color:#fff;line-height:1.3}
.amz-header .amz-subbar{background:#034532!important;border-top:0}
.amz-header .amz-subbar-inner{gap:14px!important;min-height:44px;padding:0!important}
.amz-header .amz-burger{background:transparent;border:1px solid transparent;color:#fff!important;min-height:44px;padding:5px 8px;border-radius:2px!important;box-shadow:none;font-size:14px}
.amz-header .amz-nav{gap:10px!important}
.amz-header .amz-nav[data-baf-adaptive-nav]{position:relative;display:flex;flex:1 1 0;min-width:0;overflow:hidden;flex-wrap:nowrap;padding:4px}
.amz-header .amz-nav[data-baf-adaptive-nav]>.amz-nav-link{flex:none;min-height:36px}
.amz-header .amz-nav[data-baf-adaptive-nav]>.amz-nav-link[hidden]{display:none!important}
.baf-nav-measure{position:absolute;inset:0 auto auto 0;width:0;height:0;overflow:hidden;visibility:hidden;pointer-events:none}
.baf-nav-measure-inner{display:flex;gap:10px;width:max-content;white-space:nowrap}
.baf-nav-measure-inner>.amz-nav-link{flex:none}
.amz-header .amz-offcanvas{width:min(360px,100vw);max-height:100vh;max-height:100dvh}
.amz-header .amz-offcanvas .offcanvas-body{overflow-y:auto;overscroll-behavior:contain}
@media(max-width:767px){.amz-header .amz-nav[data-baf-adaptive-nav]{display:none}}
.amz-header .amz-nav-link{font-size:14px!important;padding:5px 7px!important;border:1px solid transparent!important;border-radius:2px!important;color:#fff!important;background:transparent!important;min-height:32px;text-decoration:none}
.amz-header .amz-nav-link:hover,.amz-header .amz-nav-link.is-active,.amz-header .amz-burger:hover,.amz-header .amz-burger[aria-expanded="true"]{border-color:#95b8a4!important;background:rgba(255,255,255,.075)!important;color:#fff!important}
.amz-header :is(a,button,input):focus-visible{outline-color:#a1d2b3!important}
.baf-home-hero{padding:34px 0 28px;background:linear-gradient(110deg,#f3f7ee,#faf9f3 72%);border-bottom:1px solid #d8e3d5}
.baf-home-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,520px);gap:54px;align-items:center}
#main-content .baf-home-eyebrow{display:block;font-size:13px!important;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:#397753;margin:0 0 12px;line-height:1.5!important}
#main-content .baf-home-hero-copy h1{font-size:clamp(32px,3.1vw,44px)!important;line-height:1.15!important;margin:0 0 18px!important;letter-spacing:-.025em;color:#173c30}
.baf-home-hero-copy h1 span{color:#2d7b50}
#main-content .baf-home-lead{font-size:19px!important;line-height:1.6!important;max-width:100%;margin:0 0 22px;color:#425e4f}
.baf-home-actions{display:flex;flex-wrap:wrap;gap:12px}
.baf-home-button{display:inline-flex;align-items:center;justify-content:space-between;gap:24px;min-height:46px;padding:11px 19px;border:1px solid #006749;border-radius:6px;background:#006749;color:#fff!important;text-decoration:none;font-size:16px;font-weight:700;line-height:1.4}
.baf-home-button:hover{background:#07543e;border-color:#07543e;text-decoration:none}
.baf-home-button-secondary{background:#fff;color:#164839!important;border-color:#89b19a}
.baf-home-button-secondary:hover{background:#e4efe6;border-color:#397753}
#main-content .baf-home-proof{display:flex;flex-wrap:wrap;gap:8px 12px;margin:18px 0 0;color:#6d806f;font-size:14px!important}
.baf-home-proof a{color:#45644f;text-decoration:none}.baf-home-proof a:hover{text-decoration:underline}
.baf-home-photo{position:relative;min-width:0;margin:0;overflow:hidden;background:#fff}
.baf-home-photo img{display:block;width:100%;height:155px;object-fit:cover;aspect-ratio:16/9}
.baf-home-photo figcaption{padding:8px 14px;font-size:12px;line-height:1.4;color:#5a6b60;background:#fff}
.baf-home-photo figcaption a{color:#45644f;text-decoration:underline;text-underline-offset:2px}
.baf-home-hero-photo{border:1px solid #b8cdbb;border-radius:8px;box-shadow:0 12px 28px rgba(57,90,55,.1)}
.baf-home-hero-photo img{height:260px}
.baf-home-photo-message{position:absolute;bottom:44px;left:18px;padding:12px 16px;border-left:3px solid #8fba83;border-radius:0 6px 6px 0;background:#073c2fec;color:#fff;font-size:20px;line-height:1.35;font-weight:700}
.baf-home-universes{padding:28px 0 30px;background:#fff}
.baf-home-section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:20px}
#main-content .baf-home-section-heading h2{margin:0!important;font-size:30px!important;line-height:1.25!important;color:#173c30}
.baf-home-section-heading .baf-home-eyebrow{margin-bottom:6px!important}
.baf-home-section-heading>a{flex:none;color:#276b47;font-weight:700;font-size:15px;padding-bottom:4px;text-decoration:none}
.baf-home-section-heading>a:hover{text-decoration:underline}
.baf-home-topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.baf-home-topic{display:flex;flex-direction:column;min-width:0;overflow:hidden;border:1px solid #bad4c5;border-radius:8px;background:#fff;transition:border-color .15s ease,box-shadow .15s ease}
.baf-home-topic:hover{border-color:#7ba688;box-shadow:0 7px 22px rgba(34,83,55,.08)}
.baf-home-topic-copy{display:flex;flex-direction:column;flex:1;padding:17px 22px 20px}
.baf-home-topic-label{display:block;font-size:12px;font-weight:700;color:#397753;letter-spacing:.06em;text-transform:uppercase;line-height:1.5}
#main-content .baf-home-topic h3{font-size:22px!important;line-height:1.25!important;margin:6px 0 9px!important}
.baf-home-topic h3 a{color:#173c30;text-decoration:none}
#main-content .baf-home-topic p{font-size:16px!important;line-height:1.55!important;color:#516858;margin:0 0 17px}
.baf-home-topic-links{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;margin-top:auto;border-top:1px solid #dbe7dd;padding-top:14px}
.baf-home-topic-links a:first-child{color:#006749;font-weight:700}.baf-home-topic-links a{font-size:14px;line-height:1.5;text-decoration:none;color:#607367}
.baf-home-topic-links a:hover{text-decoration:underline}
.baf-home-shortcuts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:22px;border:1px solid #c9dccd;border-radius:8px;background:#f5f8f2}
.baf-home-shortcuts>a{display:flex;align-items:center;gap:15px;padding:20px 22px;min-width:0;color:#234d3b;text-decoration:none}
.baf-home-shortcuts>a+a{border-left:1px solid #c9dccd}.baf-home-shortcuts>a:hover{background:#eaf2e5}
.baf-home-shortcut-icon{flex:none;display:block;width:26px;height:26px;fill:none;stroke:#397753;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;font-size:27px;font-weight:700;line-height:1}
.baf-home-shortcuts strong{display:block;font-size:17px;line-height:1.35}.baf-home-shortcuts small{display:block;margin-top:4px;font-size:14px;line-height:1.45;color:#637a67}.baf-home-shortcuts b{margin-left:auto}
.baf-home-reading{padding:38px 0 34px;background:#f8f9f5;border-block:1px solid #dbe5d6}
.baf-home-reading-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:46px}
.baf-home-reading-item{display:flex;align-items:center;gap:20px;padding:21px 0;border-bottom:1px solid #c9dbcc;min-width:0}
#main-content .baf-home-reading-item h3{font-size:21px!important;line-height:1.3!important;margin:6px 0 8px!important}.baf-home-reading-item h3 a{color:#173c30;text-decoration:none}
#main-content .baf-home-reading-item p{margin:0;font-size:15px!important;line-height:1.55!important;color:#516858}
.baf-home-reading-arrow{display:flex;flex:none;align-items:center;justify-content:center;width:38px;height:38px;border:1px solid #afcbb6;border-radius:50%;color:#276b47;text-decoration:none;background:#fff}
.baf-home-reading-arrow:hover{background:#e4efe6}
.baf-home-resource-link{margin:22px 0 0}.baf-home-resource-link a{color:#276b47;font-weight:700;text-decoration:none}
.baf-home-calculators{padding:38px 0;background:#fff}
.baf-home-calculator-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.baf-home-calculator{position:relative;display:flex;flex-direction:column;min-width:0;padding:22px;border:1px solid #b9d1bf;border-radius:8px;background:#fff;text-decoration:none;color:#173c30}
.baf-home-calculator>span{font-size:24px;color:#82a581;font-weight:700}.baf-home-calculator strong{font-size:20px;margin:9px 0 6px}
#main-content .baf-home-calculator p{font-size:15px!important;line-height:1.55!important;margin:0;padding-right:12px;color:#516858}
.baf-home-calculator b{position:absolute;top:23px;right:22px;color:#397753}.baf-home-calculator:hover{background:#f0f6ed;border-color:#7ba688}
#main-content .baf-home-small-note{font-size:14px!important;color:#607367;margin:15px 0 0}
.baf-home-finance{background:#f3f7ee;border-block:1px solid #d5e2cf}
.baf-home-finance .baf-card-grid{margin-top:0}.baf-home-explore-links{display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:22px}.baf-home-explore-links a{font-weight:700;color:#276b47;text-decoration:none}
.baf-home-trust{padding:40px 0;background:#fff}
.baf-home-trust-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:72px;align-items:start}
#main-content .baf-home-trust h2{max-width:100%;margin:0 0 16px!important;font-size:32px!important;line-height:1.2!important;color:#173c30}
.baf-home-trust p{max-width:100%;color:#516858}.baf-home-trust-links>a{display:grid;grid-template-columns:1fr auto;gap:4px 20px;padding:20px 0;border-bottom:1px solid #c9dbcc;text-decoration:none;color:#173c30}.baf-home-trust-links>a:first-child{padding-top:4px}
.baf-home-trust-links strong{font-size:19px}.baf-home-trust-links span{grid-column:1;font-size:15px;color:#607367}.baf-home-trust-links b{grid-column:2;grid-row:1/3;align-self:center;color:#397753}
.baf-home-news-link{padding:22px 0;background:#edf4e8;border-block:1px solid #c6dcc3}.baf-home-news-link>.container{display:flex;align-items:center;flex-wrap:wrap;gap:12px 26px}
#main-content .baf-home-news-link h2{font-size:22px!important;margin:0!important}.baf-home-news-link p{margin:0;flex:1;color:#516858}.baf-home-news-link a{color:#276b47;font-weight:700}
.baf-home-page footer.footer{margin-top:0!important}
@media(max-width:1280px){.baf-header-source{display:none}.baf-home-hero-grid{gap:32px;grid-template-columns:minmax(0,1fr) minmax(300px,420px)}.baf-home-topic-copy{padding-inline:18px}.baf-home-topic-links{flex-direction:column}.baf-home-shortcuts>a{padding:18px 16px;gap:10px}.baf-home-shortcuts strong{font-size:16px}}
@media(max-width:1050px){.baf-home-topic h3{min-height:0}.baf-home-calculator-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.baf-home-trust-grid{gap:36px}}
@media(max-width:800px){.amz-header .amz-topbar-inner{gap:16px!important}.amz-header .amz-actions{display:none}.amz-header .baf-header-search{max-width:none}.baf-home-hero{padding:26px 0}.baf-home-hero-grid{grid-template-columns:minmax(0,1fr);gap:24px}.baf-home-hero-photo{width:100%;max-width:520px;justify-self:start}.baf-home-hero-photo img{height:220px}.baf-home-photo-message{font-size:18px}.baf-home-topic-grid{grid-template-columns:minmax(0,1fr);gap:18px}.baf-home-topic{display:grid;grid-template-columns:210px minmax(0,1fr)}.baf-home-topic .baf-home-photo img{height:calc(100% - 48px);min-height:180px;aspect-ratio:auto}.baf-home-topic .baf-home-photo figcaption{min-height:48px}.baf-home-topic-links{flex-direction:row}.baf-home-shortcuts{grid-template-columns:minmax(0,1fr)}.baf-home-shortcuts>a+a{border-left:0;border-top:1px solid #c9dccd}.baf-home-reading-grid{grid-template-columns:minmax(0,1fr)}.baf-home-section-heading{align-items:flex-start;gap:12px;flex-wrap:wrap}#main-content .baf-home-section-heading h2{font-size:27px!important}.baf-home-trust-grid{grid-template-columns:minmax(0,1fr);gap:28px}.baf-home-news-link>.container{display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}.baf-home-news-link h2,.baf-home-news-link p{grid-column:1/-1}.baf-home-reading,.baf-home-calculators,.baf-home-trust{padding-block:28px}}
@media(max-width:520px){.amz-header .amz-topbar-inner{gap:12px!important}.amz-header .baf-header-search input{padding:10px;font-size:15px}.amz-header .baf-header-search button{padding:10px 12px}.amz-header .amz-topbar-inner{min-height:64px}.amz-header .amz-subbar-inner{min-height:44px}.baf-home-actions{gap:10px}.baf-home-button{gap:12px;padding:11px 14px;font-size:15px}#main-content .baf-home-lead{font-size:18px!important}.baf-home-hero-copy h1 br{display:none}.baf-home-hero-copy h1 span{display:block;margin-top:4px}.baf-home-topic{display:flex}.baf-home-topic .baf-home-photo img{height:150px;min-height:0;aspect-ratio:16/9}.baf-home-topic .baf-home-photo figcaption{min-height:0}.baf-home-topic-links{flex-direction:column}.baf-home-calculator-grid{grid-template-columns:minmax(0,1fr)}.baf-home-reading-item{gap:12px}.baf-home-universes{padding-top:22px}#main-content .baf-home-trust h2{font-size:28px!important}}
 
.baf-home-photo-link{display:block}.baf-home-photo-link:focus-visible{outline:3px solid #006749;outline-offset:3px}.baf-home-reading-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.baf-home-reading-illustrated{display:flex!important;flex-direction:column;padding:0!important;overflow:hidden;border:1px solid #cbded3!important;border-radius:14px;background:#fff}.baf-home-reading-illustrated>.baf-home-photo{margin:0;border:0;border-radius:0}.baf-home-reading-illustrated .baf-home-photo img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}.baf-home-reading-illustrated .baf-home-photo figcaption{padding:8px 16px;font-size:12px}.baf-home-reading-illustrated>div{padding:18px 20px 8px}.baf-home-reading-illustrated .baf-home-reading-arrow{margin:0 20px 18px;align-self:flex-start}.baf-home-directory{padding:54px 0;background:#f3f8f5}.baf-home-directory-lead{max-width:760px;margin-bottom:24px;color:#466254}.baf-home-brand-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.baf-home-brand-card{min-width:0;padding:22px;border:1px solid #cbded3;border-radius:12px;background:#fff}.baf-home-brand-logo{display:flex;align-items:center;justify-content:center;min-height:82px;margin-bottom:14px}.baf-home-brand-logo img{width:150px;max-width:100%;height:64px;object-fit:contain}.baf-home-brand-card h3{font-size:19px;line-height:1.4;margin:10px 0}.baf-home-brand-card p{font-size:15px;color:#4f6459}.baf-home-brand-cta{font-weight:700;color:#006749}.baf-home-local-preview{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:32px;align-items:center;margin-top:32px;padding:24px;border:1px solid #cbded3;border-radius:16px;background:white}.baf-home-local-preview>.baf-home-photo{margin:0}.baf-home-local-preview h3{font-size:26px;line-height:1.3}.baf-home-local-stats{display:flex;flex-wrap:wrap;gap:20px;margin:20px 0}.baf-home-local-stats span{display:flex;flex-direction:column;color:#466254}.baf-home-local-stats strong{font-size:26px;color:#064d3a}@media(max-width:1000px){.baf-home-reading-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.baf-home-brand-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:600px){.baf-home-reading-grid{grid-template-columns:minmax(0,1fr)}.baf-home-brand-grid{gap:12px}.baf-home-brand-card{padding:14px}.baf-home-brand-logo img{width:110px;height:55px}.baf-home-brand-card h3{font-size:17px}.baf-home-local-preview{grid-template-columns:minmax(0,1fr);gap:20px;padding:16px}.baf-home-directory{padding:36px 0}}
.baf-silo-photo{display:block;padding:0!important;border:0!important}.baf-silo-photo img{display:block;width:100%;height:180px;object-fit:cover}
 
.baf-header-search,.baf-search-form{position:relative}
.baf-suggest{position:absolute;inset:calc(100% + 6px) 0 auto;z-index:100;background:#fff;color:#173b31;border:1px solid #9aac9f;border-radius:12px;box-shadow:0 12px 28px #002c2026;max-height:350px;overflow:auto;text-align:left}
.baf-suggest[hidden]{display:none}
.baf-suggest ul{list-style:none;padding:6px;margin:0}
.baf-suggest li{padding:12px;cursor:pointer;border-radius:8px;line-height:1.4}
.baf-suggest li+li{border-top:1px solid #e2e9e5}
.baf-suggest li strong,.baf-suggest li span{display:block}
.baf-suggest li span{font-size:.85rem;color:#496457;margin-top:3px}
.baf-suggest li:hover,.baf-suggest li[aria-selected=true]{background:#e4f2e9;outline:2px solid #31684e;outline-offset:-2px}
.baf-search-facets{display:flex;flex-wrap:wrap;gap:8px;margin:16px 0}
.baf-search-facets a{padding:10px 14px;border:1px solid #b8cabd;border-radius:24px;background:#fff;color:#174b35;text-decoration:none}
.baf-search-facets a[aria-current]{background:#174b35;color:#fff}
.baf-workbook fieldset{border:1px solid #c5d6cb;border-radius:12px;padding:18px;margin:18px 0;min-width:0}
.baf-workbook legend{font-weight:700;color:#174b35;font-size:1.15rem;padding:0 6px}
.baf-workbook input,.baf-workbook textarea{width:100%;padding:10px;border:1px solid #799586;border-radius:6px;background:#fff;color:#173b31;font:inherit}
.baf-workbook .baf-table-wrap input{min-width:105px}
.baf-workbook .baf-table-wrap{position:relative;max-width:100%;overflow-x:auto}
.baf-workbook-text{display:block;margin:16px 0}
.baf-workbook-text span{display:block;font-weight:700;margin-bottom:8px}
.baf-workbook button:disabled{opacity:.5;cursor:default}
.baf-workbook [data-workbook-status]{min-height:1.5em}
.baf-workbook textarea[readonly]{background:#f0f5f1}
.baf-privacy-button{border:0;background:transparent;color:inherit;text-decoration:underline;padding:12px;font:inherit;cursor:pointer}
.baf-privacy-button[hidden]{display:none}
.baf-local-agency-card{scroll-margin-top:180px}
.baf-local-agency-card:target{outline:3px solid #176548;outline-offset:3px}

 
.baf-brand-card{display:flex;flex-direction:column}
.baf-brand-card>a.baf-brand-card-main{height:auto;flex:1}
.baf-brand-card-actions{display:flex;justify-content:flex-end;padding:0 12px 12px}
.baf-brand-card .baf-brand-visit,.baf-home-brand-card .baf-brand-visit{display:inline-flex;flex-direction:row;align-items:center;justify-content:center;gap:8px;min-height:44px;height:auto;min-width:0;max-width:100%;padding:10px 14px;border:1px solid #006749;border-radius:8px;background:#006749;color:#fff!important;font:inherit;font-size:14px;font-weight:700;line-height:1.3;text-align:center;text-decoration:none!important}
.baf-brand-card .baf-brand-visit:hover,.baf-home-brand-card .baf-brand-visit:hover{background:#004c35;border-color:#004c35;color:#fff!important}
.baf-home-brand-actions{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin-top:auto}
.baf-home-brand-actions .baf-home-brand-cta{margin-top:0}

 
.baf-home-brand-grid>.baf-home-brand-card{display:flex;flex-direction:column;padding:22px;border-color:#c7dcd1;border-radius:12px;box-shadow:0 3px 12px rgba(23,60,48,.035);transition:border-color .18s,box-shadow .18s}
.baf-home-brand-grid>.baf-home-brand-card:hover,.baf-home-brand-grid>.baf-home-brand-card:focus-within{border-color:#88af9b;box-shadow:0 6px 20px rgba(23,60,48,.07)}
.baf-home-brand-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:20px;min-height:56px}
.baf-home-brand-top .baf-home-brand-logo{justify-content:flex-start;min-height:0;margin:0;flex:0 1 150px;min-width:0}
.baf-home-brand-top .baf-home-brand-logo img{width:150px;max-width:100%;height:56px;object-fit:contain;object-position:left center}
.baf-home-brand-top .baf-home-topic-label{display:inline-flex;flex:none;align-items:center;padding:4px 8px;border:1px solid #d3e5db;border-radius:5px;background:#f3f8f5;color:#3a6551;font-size:11px!important;line-height:1.5;letter-spacing:.035em;margin:0;white-space:nowrap}
#main-content .baf-home-brand-card h3{font-size:20px!important;line-height:1.3!important;margin:0 0 8px!important}
.baf-home-brand-card h3 a{color:#173c30;text-decoration:none}
.baf-home-brand-card h3 a:hover{color:#006749;text-decoration:underline;text-underline-offset:3px}
.baf-home-brand-grid>.baf-home-brand-card>p{margin:0 0 18px;line-height:1.6;font-size:15px;color:#52695e}
.baf-home-brand-card .baf-home-brand-actions{justify-content:space-between;flex-wrap:nowrap;gap:12px;padding-top:14px;border-top:1px solid #e2ebe6}
.baf-home-brand-actions .baf-home-brand-cta{display:inline-flex;align-items:center;justify-content:flex-start;gap:6px;min-height:44px;font-size:14px;line-height:1.4;text-decoration:none;white-space:nowrap}
.baf-home-brand-actions .baf-home-brand-cta:hover{text-decoration:underline;text-underline-offset:3px}
.baf-home-brand-card .baf-home-brand-actions .baf-brand-visit{margin-left:auto;flex:none;padding:10px 12px;border-radius:6px;background:#f0f7f3;color:#006749!important;border-color:#b2d0be;font-size:14px;white-space:nowrap}
.baf-home-brand-card .baf-home-brand-actions .baf-brand-visit:hover{background:#006749;border-color:#006749;color:#fff!important}
@media(max-width:1279px){.baf-home-directory .baf-home-brand-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:639px){.baf-home-directory .baf-home-brand-grid{grid-template-columns:minmax(0,1fr);gap:14px}.baf-home-brand-grid>.baf-home-brand-card{padding:20px}.baf-home-brand-top{margin-bottom:16px}.baf-home-brand-card .baf-home-brand-actions{gap:8px}}

 
.baf-debt-card-photo{margin:0!important;background:#f4f8f5;flex:none;overflow:hidden}
.baf-debt-card-photo>a{display:block}
.baf-card.baf-debt-card .baf-debt-card-photo img{display:block;width:100%;height:200px;aspect-ratio:16/9;object-fit:cover}
.baf-debt-card-photo figcaption{padding:9px 14px;border-bottom:1px solid #d6e4dc;background:#fff;color:#526d5e;line-height:1.45}
.baf-debt-card-photo .baf-photo-credit{font-size:11px;line-height:1.45;margin:0;display:block}
.baf-debt-card .baf-chip{align-self:flex-start;display:inline-flex;max-width:100%;margin-bottom:8px}
.baf-debt-card .baf-card-body>.mt-3{margin-top:auto!important;padding-top:18px}
.baf-source.baf-debt-source{display:flex;flex-direction:column;align-items:flex-start;gap:10px}
.baf-debt-source-logo{display:flex;align-items:center;justify-content:flex-start;width:100%;height:82px;background:#fff;border-radius:8px;padding:5px 10px}
.baf-debt-source-logo img{display:block;width:160px;height:72px;max-width:100%;object-fit:contain;object-position:left center}
@media(max-width:600px){.baf-card.baf-debt-card .baf-debt-card-photo img{height:auto;aspect-ratio:16/9}.baf-debt-card-photo figcaption{padding:8px 12px}}
.baf-context-image.baf-documentary-photo{background:#f4f7f5;scroll-margin-top:145px}
.baf-context-image.baf-documentary-photo img{height:auto;max-height:560px;aspect-ratio:auto;object-fit:contain}
.baf-documentary-photo figcaption{background:#fff}
.baf-photo-library .baf-documentary-library-image{display:block;max-width:100%;width:400px;height:auto;margin:0 0 18px;border-radius:8px}